7 Tips for Safe and Secure Internet Banking Transactions

Seven Tips or Precautions for safe and secure Internet Banking Transactions

Many of us do internet banking transactions without bothering about how we should actually do them safely and securely. If you do not follow certain basic security precautions for safe transactions, you may end up losing your confidential information and thereby your hard earned money. Here I am to help you with those tips and precautions

#1. Practice safe and secure ways to access your internet banking account 

A. Do not use any search engines not even google to access your internet banking website: why? 

Because online thieves are very crafty and cunning, they can make a website which exactly looks like your bank's internet banking website in appearance. Search engines just look for the keywords you enter in the search to serve you.They are not responsible if you get redirected to a thief's website based on the keyword you entered in the search. If your luck does not favor you at times, you may get redirected to fraud website and will end up giving your username and password to thieves by yourself unknowingly.

So, the best and safe practice to access Internet banking website of any bank is to directly the URL in the address Bar

Unsafe way to access INB website

Safe and right way to access INB website

B. After INB site opens completely, Check for the URL of the browser address bar . It must start with "HTTPS" not "HTTP". Here the letter 'S' stands for Secure communication.That means the communication between the bank's website and your browser is private. Data transferred in private communication is encrypted so that any third person or other website cannot see the information you enter on the website.

Also, check for the  green color padlock symbol on the start of browser address bar.Go ahead to log in only after checking these things.

#2. Change your passwords periodically. When you change your password, you start it afresh. Even if some one already stole your password and watching for a chance to empty your account,changing your password helps you to save you from your stalker

#3. Do not write or store passwords in a file on any computer system (including mobile or similar devices) rather remember them 

#4.Do not let your computer remember your password. Never accept auto complete option provided by your computer/ browser.

#5.Do not provide user-id and passwords on any page that appears when you click on a hyperlink received through email

#6. Do not respond to phone calls and emails asking for net banking passwords, OTP etc no matter how appealing and legitimate they appear

Hope these tips help you. If you like this post and want to read more such interesting stuff of life and tech, please like Amazing things4u facebook page (scroll down and click like) or simply type amazing things4u blog in google to land here

Wish you safe and secure net banking